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Most people think putting 10%–15% down on a home is the smart move… but it’s actually costing you hundreds every single month. Here’s the truth: You can eliminate monthly mortgage insurance and keep more cash in your pocket—without spending more out of pocket. On a $600K home, this simple loan tweak saved one of my clients $196/month AND gave them $10K back to cover closing costs. Smart financing beats big down payments. Want moves like this in your pocket before you buy? Drop the word WEALTH an
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