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Looking for a way to reduce your monthly mortgage payment without refinancing? Here’s how 👇🏼 It’s called a loan recast, and it’s one of the most underused tools available to homeowners. If you’ve owned your home for a few years and built up equity, you may be able to apply at least $5,000 as a one time payment toward your loan balance and recalculate your monthly payment without changing your interest rate or loan term. Recasting often makes the most sense for homeowners who: 🔹 Plan to stay i
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Looking for a way to reduce your monthly mortgage payment without refinancing? Here’s how 👇🏼 It’s called a loan recast, and it’s one of the most underused tools available to homeowners. If you’ve owned your home for a few years and built up equity, you may be able to apply at least $5,000 as a one time payment toward your loan balance and recalculate your monthly payment without changing your interest rate or loan term. Recasting often makes the most sense for homeowners who: 🔹 Plan to stay i
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