Aug 15, 2025 · Term life insurance, also referred to as death cover, is a type of life insurance that provides a lump sum payment to your nominated beneficiaries (your spouse and children, for …

Jul 25, 2024 · On a term life insurance policy, you can have peace of mind knowing your loved ones could receive a lump sum benefit if you pass away or are diagnosed with a terminal illness.

Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term.

Term life insurance provides a cash lump sum for your loved ones if you die within a set period. Find out how level, decreasing and increasing term insurance works, and how to get the right …

Use our Life Insurance calculator to check how much cover you might need. If you need help deciding if you need life cover, and how much, speak to a financial adviser. Check if you …

Term assurance policies run for a set number of years, or ‘term’. They’re a kind of protection insurance, paid to your family or financial dependents if you die during the term.

Life insurance cover for a specified period is referred to as term assurance. Level term assurance means that the amount that your dependents receive in the event of your death during this …

Dec 18, 2025 · Term life insurance differs from permanent life insurance, as it does not have cash value and is typically more affordable. Understanding the different types of term life insurance …

Jun 2, 2023 · Our Life Insurance Plan currently offers three different types of term cover: decreasing cover, level cover and increasing cover. With all these types of cover, our life …

Mar 17, 2025 · Choosing the right type of cover can be very confusing, especially with terms like “term assurance” and “whole of life” being used interchangeably. At Howard Wright, our team …