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As a staff writer for Forbes Advisor, SMB, Kristy helps small business owners find the tools they need to keep their businesses running. She uses the experience of managing her own writing and editing ...

Brian Beers is a digital editor, writer, Emmy-nominated producer, and content expert with 15+ years of experience writing about corporate finance & accounting, fundamental analysis, and investing.

Full retirement age varies by birth year, but it is 67 for those born in 1960 or later. Waiting to claim Social Security until after full retirement age increases benefits by 8% annually up to age 70.