Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

As famed surrealist writer Franz Kafka was once believed to say: "Better to have, and not need, than to need, and not have." And while insurance can feel like a logistical nuisance for homeowners, its ...

There are many factors that affect the cost of home insurance, including your home's specific features, the state you live in and the company you choose. Certain natural disasters, like floods and ...

Home insurance policies come in several types, each designed for different housing situations. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types. Open peril coverage means losses are ...

Wildfire season is no longer a distant, once-a-decade scare. It is a recurring financial stress test for your home, your ...

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Most people need sufficient home insurance to cover their home’s replacement costs, but the amount of coverage you need will depend on your property, area risks, and other factors. Homeowners ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Chubb and Amica are among the best home insurance companies in Montana. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain ...