Before you pull the scissors out, here's exactly what to do with your old credit cards -- from safe disposal to surprisingly creative second uses.

Stacks of old credit card statements piling up in your filing cabinet or scattered across your desk might seem harmless. After all, you've already paid the bills and reviewed the charges, right? Yet ...

The 15- or 16-digit credit card number on the front or back of your card helps authenticate every purchase you make, whether you’re buying something in person or online. Not only that, but the way ...