A business owner's policy is a packaged insurance policy that includes general liability coverage and property insurance ...

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

Explore concurrent insurance, where multiple policies cover the same risk simultaneously. Learn how it works, its advantages, and potential challenges.

Discover what a period of indemnity is in insurance, how it impacts business interruption claims, and examples of extended indemnity coverage in policies.

In insurance, a peril has a very particular meaning: a specific cause of damage or injury. Insurance policies exist to cover you against certain perils, such as fire, wind and theft. However, some ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

If your property is damaged and you can't operate your business, this type of insurance can help with expenses. Many, or all, of the products featured on this page are from our advertising partners ...

A $1 million policy might be more affordable than you think Written By Written by Insurance Writer, Buy Side John is a staff writer at Buy Side. He specializes in translating complex consumer and ...

Quotes can vary significantly by insurer for the same coverage.

Small businesses that rely heavily on electronics that store valuable data may need electronic data processing (EDP) ...