If there are people in your life who rely on you financially, or who might get hurt financially in the event of your passing, then it's a good idea to put a life insurance policy in place. That way, ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Legal & General America and Lincoln Financial are the best no-exam life insurance companies, according to our analysis. These companies both offer competitive rates and important coverage features, ...

Getting life insurance usually requires a medical exam so your provider gets a clearer picture of your health status. But some policies don't require an exam, including group life insurance and burial ...

Learn how conversion privilege in insurance allows you to update policies without health checks. Explore benefits, key rules, ...

Amy Danise is the staff Senior Insurance Editor for Buy Side. She has helped consumers understand insurance for more than two decades. Edited By Written by Insurance Deputy Editor, Buy Side Jennifer ...

Life insurance is an important part of any financial plan because it can provide for your family if you die unexpectedly. Term life insurance covers you for a set number of years and then expires.

Learn how the Cash Value Accumulation Test (CVAT) determines if a financial product is taxed as insurance or an investment with potential tax benefits.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

This can be a great option if you’re worried about a medical exam—or just don’t want to take one There’s a lot to consider when you’re buying life insurance, not to mention the hassle of getting a ...