Assigned risk in insurance legally mandates coverage for high-risk individuals. Learn how insurers manage these policies to ensure protection in challenging circumstances.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Robert Kelly is managing director of XTS Energy LLC, and has more than three decades of ...

Drivers who rack up speeding tickets or cause multiple accidents could have trouble finding affordable auto insurance. While a driving mishap or two are likely to increase your rates, too many ...

ALBANY – Drivers insured through New York’s assigned-risk Automobile Insurance Plan should brace themselves for an average statewide 19.7 percent rate increase this year. The rate hike, quietly ...

a client that classifies as a high-risk liability for an insurance company but must be covered by an insurance plan under state law. Usually, a person looking for insurance would apply through the ...